Achieving Financial Fitness forms the first part of a three-part series of guides for achieving a rewarding way of life, regardless of whether one is younger or older. The author, Jeff Wachman, chose the image of fitness to make approachable and understandable his recommendations for working through his PILOT program, where that acronym stands for planning, investments, lifestyle, ownership, and time. In Achieving Financial Fitness, chapters address a variety of key topics: “Why financial fitness?”, “Who invented ‘retirement’?”, “The Millennials”, “The Rookie”, “Borrowing to Invest”, “The Mentor”, “The Veteran”, “Investing Like a Pro”, and “The All-Star Hall of Fame”. A concluding section provides space for the reader to note personal rules for success and goals. If you have plans for your future and want to work your finances into shape to support those plans, then Achieving Financial Fitness will walk you through the steps that help to align your personal and financial goals.

You can improve your financial options in retirement—if you know what to focus on. Explore the savvy decisions you can make while earning a paycheck to fully enjoy life after work. This book will guide you through the important pre-retirement decisions that can lead to a better more stable and consistent income in retirement. The empowering message conveyed in this follow-up volume to Jeff’s first book “Achieving Financial Fitness” is that just like a personal fitness program, Financial Fitness for Life is a financial fitness program that can last a lifetime.

In this book, you will learn how to:

1) Make smart investments for a retirement that can last decades;

2) Structure your investments to pay you a retirement salary regardless of market cycles;

3) Learn about reverse mortgages, financing vacation properties and when and how to downsize;

4) Make informed decisions when planning your estate, your will and your powers of attorney.